Your legacy isn’t just what you leave behind — it’s what you build today
As a Seniors Real Estate Specialist, I see every day how much stability, dignity, and connection matter in the later chapters of our lives. The organizations below are doing extraordinary work for Arizona’s seniors — and the Arizona’s Qualified Charitable Organization (QCO) Tax Credit is one of the most powerful, underused tools for supporting these programs.
Instead of sending your full state income tax payment to the Arizona Department of Revenue, you can redirect a portion of it to a certified nonprofit that supports vulnerable seniors — all while keeping your tax liability the same. It’s a dollar‑for‑dollar credit, not a deduction.
Get Double the Tax Benefit!
Here’s where it gets even better: your donation to a QCO can provide both a state tax credit and a federal tax deduction!
- State Tax Return: Dollar-for-dollar credit on your Arizona state taxes (up to $495 or $987 depending on your filing status).
- Federal Tax Return: If you itemize deductions on your federal tax return, you can also deduct your QCO donation as a charitable contribution, which can reduce your federal taxes.
*Always consult a tax professional for advice.
Why This Matters for Your Legacy
Every family I work with is navigating some form of transition — downsizing, caregiving, estate planning, or preparing for their next chapter. These decisions aren’t just financial; they’re deeply emotional.
Directing your tax dollars toward senior‑serving nonprofits is a way to:
• Strengthen the community you may one day rely on
• Support older adults who don’t have family nearby
• Model generosity and stewardship for your children and grandchildren
• Create impact without increasing your expenses
The Arizona Department of Revenue (ADOR) maintains the official, always‑updated list of Qualified Charitable Organizations (QCOs), along with full details about the tax credit program. To see the full list of eligible nonprofits and verify QCO codes, visit the links below.
https://azdor.gov/tax-credits/credits-contributions-qcos-and-qfcos
Qualified Charitable Organization Helping Seniors
|
Organization |
Primary Senior Focus |
Key Services |
QCO Code |
|
Justa Center |
Homeless seniors |
Housing navigation, day services, meals, case management |
20260 |
|
Ability360 |
Seniors with disabilities |
Independent living, home modifications, personal assistance |
21983 |
|
About Care |
Aging-in-place seniors |
Transportation, wellness checks, companionship |
20317 |
|
AccessMed Foundation |
Seniors needing healthcare nav |
Medicare counseling, enrollment support |
20795 |
|
Activate Food Arizona |
Food-insecure seniors |
Food distribution, nutrition support |
20050 |
|
Benevilla |
Senior life enrichment |
Caregiver support, community programs |
20493 |
|
Oakwood Creative Care |
Seniors with dementia |
Adult day programs, cognitive support |
20560 |
|
Prescott Meals on Wheels |
Homebound seniors |
Meal delivery, social connection |
20219 |
|
Christian Care Mesa – Fellowship Square |
Affordable senior living |
Housing, elder services |
20819 |