Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines almost every day and a sense of community thrives. Known for its friendly atmosphere and family-oriented lifestyle, Surprise offers an array of amenities that make it an ideal place to call home. With its stunning desert landscapes, lush parks, and recreational opportunities, residents enjoy an active lifestyle year-round. The city is also home to a variety of shopping, dining, and entertainment options, ensuring there’s always something to do.

For those looking to settle down in this charming city, Surprise presents a fantastic opportunity for homeownership, especially for veterans and active military members. Homes with VA loan financing are available, making it easier for qualified buyers to secure their dream home without the burden of a hefty down payment. VA loans are designed to provide favorable terms, including competitive interest rates and no private mortgage insurance (PMI), making homeownership more accessible than ever.

Whether you’re seeking a cozy single-family home or a spacious family residence, Surprise offers a diverse range of properties to suit every lifestyle and budget. With its welcoming neighborhoods and strong sense of community, you’ll find the perfect place to create lasting memories. Explore the possibilities in Surprise, AZ, and take the first step towards your new beginning today. Your ideal home awaits!

Newest Surprise Homes with VA Loan New Financing

5 Beds ⋅ 4 Baths ⋅ 7065475 MLS ⋅ 3,169 SqFt. ⋅ 85374 Zip Code

If you're looking for a home that just about has it all you don't need to look anymore. This beautiful corner lot home has fantastic curb appeal, is in immaculate condition, and is move-in ready today. Separate living & family rooms, formal dining room, and an extra bonus room/loft. Your new kitchen has stainless steel appliances, upgraded cabinets with a ton of storage space, contemporary light fixtures, and granite countertops. There is neutral color paint that goes with any color furniture, huge bedrooms, an enormous backyard with covered patio, and room to play & entertain. You also have room for a future swimming pool. Come see this on for yourself. We know you'll love it.

16265 N 154th Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065459 MLS ⋅ 1,852 SqFt. ⋅ 85387 Zip Code

Beautifully maintained Borgata model tucked away on a private Cul-de-sac! Enjoy a landscaped and gated courtyard Extended covered patio and fenced backyard. Kool decked driveway, and peaceful back patio with mountain views and gas fire pit.Inside features easy-care tile and plank wood laminate floooring, a spaciou kitchen w/Granite countertops, newer dishwaher and courtyard access, Breakfast nook, den & inside laundry.The primary suite boasts an updated shower (2024). Major improvements include new roof underlayment (July 2025), Solar, HVAC & Water Heater (2016), Exterior Paint (2018, Interior Paint (2022), plus a 4' extended garage with built in cabinets, security front door, and yard drip system. A wonderful combination of privacy, upgrades and Arizona outdoor living.

18650 N Cactus Flower Way, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065388 MLS ⋅ 1,390 SqFt. ⋅ 85387 Zip Code

ASSUMABLE LOAN | CORNER LOT | COMMUNITY POOL & SPLASH PAD | EQUITY POTENTIAL Move-in ready with rare assumable financing on a prime corner lot near the park. Open-concept layout flows from living to dining to a modern kitchen with stainless steel appliances, granite counters, and a spacious island. Private primary suite offers a walk-in closet and en-suite bath with dual sinks and a walk-in shower. Landscaped yard and covered patio create a serene retreat with generous side and back yards for recreation or play. Resort-style amenities: pools, splash pads, playgrounds, dog parks, and a BBQ ramada -- all just outside your door.

17308 W Daley Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065381 MLS ⋅ 2,035 SqFt. ⋅ 85374 Zip Code

Elevated Arizona living awaits in this beautifully upgraded home! A gated front courtyard welcomes you. NEW HVAC (2025), plantation shutters T/O. Gourmet kitchen features maple cabinets w/pull-outs including trash bin, SS appliances, gas bib, stone backsplash, island w/prep sink, NEW MICROWAVE & REFRIGERATOR (2026). Den offers built-ins & laminate flooring. Laundry has built-in desk, cabinets & ceiling fan. Updated hall bath w/granite, inlaid sink, new lighting & cultured marble tub/shower. Owner's Suite boasts bay window, granite, dual inlaid sinks, new lighting, large shower & private toilet room. Extended garage includes golf cart ramp, epoxy floor, cabinets, utility sink, 2 workbenches, soft-water loop & extra lights. Kool-deck sidewalk & security door complete this exceptional home! Additional updates include new interior paint 2020, exterior & garage painted in 2023, epoxy garage floor 2023, patio roof coated 2023, updated door hardware throughout, new carpet in bedrooms & living room 2020, NEW stove 2023, new bathroom faucets & lighting, plus NEW garage door & opener in 2023.

16190 W Red Rock Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065339 MLS ⋅ 2,049 SqFt. ⋅ 85387 Zip Code

WHY WAIT FOR A NEW BUILD AND AN UNFINISHED YARD WHEN THIS BEAUTIFUL HOME IS READY FOR YOU WITH A COMPLETED BACKYARD? From the moment you step inside, the bright, open layout and spacious rooms make it easy to picture yourself living here. At the heart of the home, a beautiful kitchen with a large island invites everyone to gather--whether it's morning coffee, casual dinners, or a night spent entertaining friends and family. Flow into the welcoming living spaces where there's room to relax, unwind, and truly feel at home. When the Arizona evenings settle, step outside to your own finished backyard retreat with lush turf and beautiful pavers, ready for backyard dinners, pets, play, or simply kicking back under the open sky... No waiting for construction and no dirt backyard to finish after moving in--it's already here waiting for you. Fresh, spacious, inviting, and move-in ready, all that's missing is you.

16033 W Cottontail Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065276 MLS ⋅ 2,049 SqFt. ⋅ 85387 Zip Code

Spacious, Stylish, and Full of Flexibility! The Jubilee steals the show with its expansive open-concept layout, offering 4 bedrooms, 3 bathrooms, PLUS a versatile flex space perfect for a home office or playroom. Bedroom 4 features its own private bath--ideal for guests. With space, style, and smart design, the Jubilee is built for the way you live today. This home has white cabinets featuring kitchen backsplash, quartz countertops, tile flooring and carpet! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more SAVINGS!

25601 N 157th Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065239 MLS ⋅ 1,667 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in Surprise, AZ! Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8x40 tile flooring, elegant quartz countertops, and maple slate cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25318 N 175th Avenue, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065235 MLS ⋅ 1,935 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6X36 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. **Photos are of model home** A copy of the public report is available on the ADREs website.

17634 W El Cortez Place, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065232 MLS ⋅ 1,177 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 18X18 tile flooring, elegant quartz countertops, and modern maple linen cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

25013 N 174th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7065230 MLS ⋅ 2,468 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 12x24 tile flooring, stunning quartz countertops, and stylish maple almond cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are not of actual home. A copy of the public report is available on the ADRE's websit

25481 N 167th Lane, Surprise

4 Beds ⋅ 4 Baths ⋅ 7065228 MLS ⋅ 2,074 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 8X40 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

24737 N 164th Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065223 MLS ⋅ 1,400 SqFt. ⋅ 85387 Zip Code

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 9X73 tile flooring, stunning quartz countertops, and stylish white cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

17077 W Swayback Pass, Surprise

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