Sun City Unit 12 Homes with FHA New Financing

Sun City Unit 12 Homes with FHA New Financing

Welcome to Sun City Unit 12, a vibrant and welcoming subdivision nestled in the heart of Sun City, Arizona. Known for its active adult lifestyle, this community is perfect for those seeking a serene environment with a variety of amenities at their fingertips. Located in Maricopa County, just a short drive from Phoenix, Sun City offers a unique blend of leisure and convenience, making it an ideal place to call home.

Sun City Unit 12 features a diverse selection of well-maintained homes, each designed to cater to the needs of its residents. From cozy single-family homes to spacious properties, there is something for everyone in this charming community. One of the standout features of these homes is the availability of FHA financing options, making it easier for potential buyers to secure their dream home. With FHA new financing available, you can take advantage of lower down payment requirements and competitive interest rates, making homeownership more accessible than ever.

Residents of Sun City Unit 12 enjoy a plethora of amenities, including golf courses, recreational centers, and walking trails. The community is designed to foster a sense of belonging, with numerous social clubs and activities to engage in. Whether you’re looking to relax by the pool, join a fitness class, or socialize with neighbors, Sun City Unit 12 has it all.

Discover the charm and convenience of Sun City Unit 12, where your dream home awaits in a community that celebrates an active and fulfilling lifestyle. Come explore what makes this subdivision a sought-after destination for homebuyers in Arizona!

Newest Sun City Unit 12 Homes with FHA New Financing

$284,500
2 Beds ⋅ 2 Baths ⋅ 7062720 MLS ⋅ 1,346 SqFt. ⋅ 85351 Zip Code
Absolutely Beautiful 2 Bedroom, 2 Bath, Single Level Home Located on Golf Course in Sun City, Remodeled Kitchen w/Appliances Included, Breakfast Bar, Eat-In Dining Room, Spacious Family Room, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, Bonus Arizona Room. Screened In Covered Patio, Amazing Views of the Golf Course, Professional Landscaping Front & Back, HOA takes care of outside, New Roof in 2026, 1 Car Garage w/Workshop & Storage, Move-In Ready!

10542 W Tropicana Circle, Sun City
$235,000
2 Beds ⋅ 2 Baths ⋅ 7060554 MLS ⋅ 1,660 SqFt. ⋅ 85351 Zip Code
Sewer Line Replaced in 2023 | Fresh Interior Paint | Move-In Ready in Sun City's Premier 55+ Community This 2BR/2BA Gemini home delivers low-maintenance comfort in Arizona's original 55+ active adult community--perfect for retirees and snowbirds alike. Wood laminate and tile throughout--no carpet. Flexible layout with separate living room, family room, and a bonus room for an office, library, or dining. Eat-in kitchen, indoor laundry. Relax in the finished lanai or covered back patio, or enjoy morning coffee in the front courtyard. 2-car garage features epoxy floor and built-in cabinets, plus abundant storage throughout. Enjoy Sun City's golf courses, rec centers, pools, and endless entertainment--ideal for full-time residents, retirement or a seasonal winter escape.

10641 W Saratoga Circle, Sun City
$260,000
2 Beds ⋅ 2 Baths ⋅ 7051225 MLS ⋅ 1,660 SqFt. ⋅ 85351 Zip Code
Popular D35 floor plan in the heart of Sun City! This well-maintained 1,660 sqft home offers 2 bedrooms, 2 baths, and beautiful neutral ceramic tile laid diagonally throughout, including the bedrooms. The spacious eat-in kitchen flows into a bright Arizona room, creating the perfect space for relaxing or entertaining. An oversized laundry room offers endless possibilities as a home office, hobby room, or extra storage. Four skylights fill the home with natural light, while both bathrooms feature upgraded vanities. Roof replaced in 2019 for added peace of mind. Ideally located near recreation centers, golf, shopping, restaurants, and top medical facilities. Move-in ready and perfect for enjoying the Sun City lifestyle! This is the ONE!

10431 W El Capitan Circle, Sun City
$220,000
2 Beds ⋅ 2 Baths ⋅ 7047561 MLS ⋅ 1,670 SqFt. ⋅ 85351 Zip Code
Great opportunity to own in Sun City without paying the higher prices many nearby homes are asking. This home has a comfortable layout, good natural light, and a nice flow between the main living areas. The kitchen offers plenty of cabinet and counter space, and the attached garage adds convenience. Out front, you'll find a welcoming courtyard-style entry with decorative wrought iron detail and a grassy common area that gives the home nice curb appeal. Located close to shopping, dining, golf, medical facilities, recreation centers, and everything Sun City is loved for. A solid home in a great location and a great chance for the next owner to make it their own.

10651 W Saratoga Circle, Sun City
$275,500
2 Beds ⋅ 2 Baths ⋅ 7046584 MLS ⋅ 1,683 SqFt. ⋅ 85351 Zip Code
VA buyers, don't miss this incredible opportunity to assume a 2.25% VA loan! This beautifully updated home is move-in ready with new luxury vinyl plank flooring, new interior & exterior paint (2025), a new walk-in shower in the primary bath, new double ovens & microwave, a new kitchen ceiling, & new screens enclosing the back patio. Additional major improvements include HVAC replaced in 2019, reverse osmosis system installed in 2023, sewer line scoped in 2024, & roof recoated in 2025 for added peace of mind. Step inside to discover spacious living areas filled with natural light, a generously sized kitchen with abundant cabinetry, & an inviting breakfast area overlooking the private front courtyard. The large primary suite offers a beautifully remodeled walk-in shower & ample closet space. Enjoy year-round Arizona living from both the welcoming front courtyard and the expansive screened-in back patio, perfect for relaxing or entertaining while overlooking the lush greenbelt. Located in the heart of Sun City, you'll enjoy world-renowned 55+ amenities including golf courses, recreation centers, swimming pools, fitness centers, pickleball, clubs, arts and crafts, and countless social activities. This exceptional home combines comfort, updates, & an unbeatable lifestyle, all with the added benefit of an assumable 2.25% VA loan.

10611 W Saratoga Circle, Sun City
$270,000
2 Beds ⋅ 2 Baths ⋅ 7042868 MLS ⋅ 1,660 SqFt. ⋅ 85351 Zip Code
Charming, peaceful neighborhood with easy access to recreation, shopping, and churches. The home features wood-look tile in the living areas and soft carpet in the bedrooms. The kitchen includes a breakfast nook, and the formal dining area connects to a spacious Great Room, ideal for entertaining. Enjoy the covered back patio, a 2-car garage, a large laundry room, a remodeled primary shower, and a beautifully landscaped front courtyard.

10405 W Saratoga Circle W, Sun City
$185,000
2 Beds ⋅ 2 Baths ⋅ 7030759 MLS ⋅ 1,233 SqFt. ⋅ 85351 Zip Code
PRICED BELOW APPRAISED VALUE. Home is offered at a discount in exchange for a straightforward transaction. Welcome to 10413 W Roundelay, a well-located Sun City home offering comfortable, low-maintenance living in one of the West Valley's most established active adult communities. The home features a practical single-level floor plan with 2 bathrooms, a 1-car garage, and generous living space ready for its next owner's personal touch. The layout provides a comfortable main living area, functional kitchen space, and easy indoor-outdoor flow for enjoying Arizona's weather. Located near shopping, dining, golf, medical services, recreation centers, and everyday conveniences, this property is a great opportunity for a buyer looking to update, customize, or settle into the Sun City lifestyle.

10413 W Roundelay Circle, Sun City
$199,000
2 Beds ⋅ 2 Baths ⋅ 7029687 MLS ⋅ 1,660 SqFt. ⋅ 85351 Zip Code
Come check out this charming Gemini/Twin home in the popular Active Adult community of Sun City! With 2 bedrooms, 2 baths, and 1,660 sq. ft., there's plenty of space to spread out--plus a split floor plan that gives everyone a little extra privacy. Inside, you'll find easy-care tile flooring throughout, along with plantation shutters and ceiling fans in every room to keep things comfortable year-round. The fully enclosed lanai is perfect for relaxing, reading, or hosting friends any time of year. Out front, enjoy a beautiful courtyard that's just right for morning coffee or greeting neighbors. This home has a warm, welcoming feel and is located in a community where pride of ownership really shows--no renters allowed.Low-maintenance home in a great 55t community, this one is worth a look

10512 W El Capitan Circle, Sun City
$275,000
2 Beds ⋅ 2 Baths ⋅ 7020649 MLS ⋅ 1,683 SqFt. ⋅ 85351 Zip Code
Upon entering this comfortable home, you will find a beautiful tiled courtyard. Enjoy outdoor living on the spacious backyard covered patio. Both patio areas offer night time illuminating lighting for those relaxing evenings. Two bedroom two bath home with Arizona Room. Kitchen includes these features: Corian countertop, breakfast bar, and breakfast area. All the appliances stay with home. Important recent updates, walk-in-shower, added insulation for energy savings. Sewer system was relined, interior of the home and to the street connection. Double car garage with storage cabinet.

10418 W El Capitan Circle, Sun City
$229,900
2 Beds ⋅ 2 Baths ⋅ 6988193 MLS ⋅ 1,222 SqFt. ⋅ 85351 Zip Code
GREAT HOME! Enjoy one of the few fully updated homes currently available in the area, offering the perfect blend of style, convenience, and value--plus a $3,000 appliance CREDIT with a strong offer! Experience true ''lock-and-leave'' living in the heart of Sun City, just steps from Sundial Recreation Center and Lakes West Golf Course with access to golf, pools, fitness, and endless social activities. This beautifully remodeled 2-bedroom, 1.5-bath Gemini home features luxury vinyl plank flooring, fresh paint, smooth ceilings, updated electrical, a stylish kitchen with new appliances and a spacious pantry, plus indoor laundry. Relax year-round in the Arizona Room or covered patio overlooking lush green surroundings.

10528 W Saratoga Circle, Sun City
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