Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends urban sophistication with the stunning beauty of the desert landscape. As the capital of the Grand Canyon State and the fifth-largest city in the United States, Phoenix boasts a rich cultural tapestry, thriving job market, and an abundance of outdoor activities. With its warm climate, over 300 sunny days a year, and breathtaking sunsets, it's no wonder residents fall in love with this dynamic city.

Nestled in Maricopa County, Phoenix is a hub of innovation and growth, offering a diverse range of neighborhoods that cater to every lifestyle. From the bustling downtown area filled with restaurants, art galleries, and entertainment venues to the serene suburbs that provide a peaceful retreat, there’s a perfect spot for everyone. Outdoor enthusiasts will appreciate the proximity to stunning hiking trails, golf courses, and parks, making it easy to connect with nature right in your backyard.

For those looking to invest in Phoenix real estate, now is an opportune time. Homes with cash to loan new financing options are available, making it easier than ever to secure your dream property. Whether you're a first-time buyer or a seasoned investor, financing options are designed to fit your needs, ensuring you can take advantage of the incredible housing market.

With its unbeatable combination of affordability, quality of life, and endless opportunities, Phoenix is more than just a place to live – it’s a community you’ll be proud to call home. Explore your options in this thriving city today and discover the perfect property to suit your lifestyle!

Newest Phoenix Homes with Cash to Loan New Financing

$414,900

4 Beds ⋅ 2 Baths ⋅ 7096220 MLS ⋅ 2,074 SqFt. ⋅ 85033 Zip Code

*** SELLER WILL FINANCE FULL 30 YEARS! ONLY $30K DOWN! *** Beautiful full remodel completed including: new flooring, new interior paint, new windows, and an updated kitchen with new countertops.This home also featured a den that has now turned into a new bedroom making it a 4th bedroom. The property is located close to shopping, dining, schools, and major commuter routes. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

6420 W College Drive, Phoenix

$879,990

5 Beds ⋅ 3 Baths ⋅ 7095796 MLS ⋅ 85014 Zip Code

Assume a 2.50% fixed-rate VA loan in a 7% market! Veteran and non-veteran buyers may assume with lender approval, potentially saving thousands versus new financing. This North Central Phoenix duplex offers 2,541 sf on a rare quarter-acre lot. Unit A is a single-family-sized 3 bed/2 bath home with an open great room and island kitchen; Unit B is a 2 bed/1 bath; the 2-car garage rents separately for added income. Major updates done: 2023 roof restoration with 5-yr workmanship warranty, dual-pane windows (2023), permitted electrical upgrade (2021), and in-unit laundry in both homes. Live in one unit and let the other help pay the mortgage, or hold as a cash-flowing rental with built-in rent upside. Opportunities like this are rare!

6226 N 14th Street, Phoenix

$465,000

3 Beds ⋅ 2 Baths ⋅ 7094894 MLS ⋅ 1,494 SqFt. ⋅ 85086 Zip Code

Enjoy country living with room for your horses, hobbies, and outdoor lifestyle! This nice 1,484 sq. ft. modular home sits on a full acre and features an impressive equestrian setup with a custom mare motel and arena. The property also includes an enclosed tack room for convenient equipment storage and covered hay storage to keep your feed protected from the elements. Whether you're a horse enthusiast, looking for extra space, or dreaming of a more rural lifestyle, this property offers a great combination of comfortable living and functional horse facilities. Bring your vision and enjoy the freedom of having your own space to spread out!

36414 N 22nd Street, Phoenix

$465,000

3 Beds ⋅ 3 Baths ⋅ 7094305 MLS ⋅ 1,759 SqFt. ⋅ 85024 Zip Code

This beautifully designed home has been completely remodeled from top to bottom!! Offering the perfect blend of luxury, functionality, and value. Featuring 3 bedrooms, 3 bathrooms, and 1,759 square feet of thoughtfully updated living space, this home is packed with high-end finishes at a price point you'll love! Designed with entertaining in mind, the stunning kitchen showcases custom white oak cabinetry, brand-new stainless steel appliances, floating shelves for added style and storage, and a striking waterfall white quartz island. The spacious dining area creates the perfect setting for family dinners, holiday gatherings, and making lifelong memories.The primary suite is a true retreat, with dual vanities,updated lighting and mirrors, and beautiful earth-toned tile that complements th

601 E Wescott Drive, Phoenix

$574,900

4 Beds ⋅ 2 Baths ⋅ 7094201 MLS ⋅ 2,208 SqFt. ⋅ 85053 Zip Code

FULLY RENOVATED, PRIVATE POOL, OVERSIZED LOT, STORAGE SHED! Located in the Deer Valley area of North Phoenix, this move-in-ready home combines modern updates with exceptional outdoor space. The refreshed interior features an inviting, functional layout designed for comfortable everyday living and entertaining. Step outside to a spacious backyard with a private swimming pool and plenty of room to relax or entertain. A separate storage shed adds valuable space for tools and equipment. Conveniently located near shopping, dining, parks, and major roadways. With extensive renovations already completed, a generous lot, and a private pool, this home offers a combination that's hard to find. Come see it for yourself!

17645 N 29th Avenue, Phoenix

18202 N Cave Creek Road Unit 128, Phoenix

$115,000

2 Beds ⋅ 1 Baths ⋅ 7093970 MLS ⋅ 836 SqFt. ⋅ 85032 Zip Code

Welcome to Mountain Springs Terrace! This 2-bedroom, 1-bath single-level condo offers 836 sq. ft. of functional living space in a convenient North Phoenix location. The interior features a combination of laminate and tile flooring, a formal dining area, central air, and a kitchen equipped with a gas range, gas oven, dishwasher, and refrigerator. Enjoy the convenience of assigned covered parking and easy access to shopping, dining, Loop 101, SR-51, and nearby amenities. Located near Cave Creek Road and Union Hills, this property offers a great opportunity for an owner-occupant or investor looking for an affordable home in the Phoenix market.

18202 N Cave Creek Road Unit 128, Phoenix

$1,095,000

3 Beds ⋅ 3 Baths ⋅ 7093899 MLS ⋅ 2,547 SqFt. ⋅ 85054 Zip Code

Beautiful 2024-built, single-level home in the gated Talinn at Desert Ridge community! This spacious 2,550 SF residence features 3 bedrooms, a den, flex room, and 3 full bathrooms. Premium perimeter lot backing to state land with mountain views and added privacy. Open floor plan with high ceilings, gourmet kitchen, white cabinetry, quartz countertops, gas cooktop, and oversized island. Split primary suite, covered patio, and 2-car garage. Community amenities include a pool, fitness center, playgrounds, and walking paths. Conveniently located near Desert Ridge Marketplace, CityNorth, shopping, dining, and Loop 101.

21315 N 61st Street, Phoenix

$245,000

3 Beds ⋅ 1 Baths ⋅ 7093887 MLS ⋅ 1,009 SqFt. ⋅ 85009 Zip Code

Welcome to this charming 3-bedroom, 1-bath home situated on a spacious 8,300 sq. ft. lot! Offering plenty of versatility and functionality, this property features an additional fourth room that can serve as a home office, flex space, or hobby room. The generously sized lot provides ample outdoor space, complete with a large shaded parking structure for added convenience. Just off the back patio, you'll find a dedicated laundry and storage room, along with three separate storage sheds offering plenty of room for tools, equipment, and additional belongings. With its spacious lot, flexible floor plan, and abundance of storage, this property offers endless possibilities to make it your own!

3007 W Madison Street, Phoenix

$644,500

4 Beds ⋅ 2 Baths ⋅ 7093496 MLS ⋅ 2,232 SqFt. ⋅ 85032 Zip Code

Distinctive Southwest architecture and a beautifully landscaped, spacious lot make this home truly special! A striking tower entry welcomes you into inviting living spaces featuring exposed wood beams, graceful archways, Saltillo tile and a dramatic fireplace. The kitchen opens to comfortable gathering areas, while generous windows bring in natural light. An expansive covered patio overlooks a lush, expansive level backyard with artificial turf, mature trees, colorful flowering plants and views of Lookout Mtn. Enjoy outdoor entertaining, peaceful Arizona evenings and nearby Lookout Mtn Preserve's scenic desert hiking trails. Located on a quiet neighborhood street, this home offers the charm of desert living with the freedom of no HOA and the added benefit of owned, fully paid solar panels. Discover the warmth and timeless character of this thoughtfully designed single-level home. Beautiful arched openings connect the living spaces, creating a natural flow for comfortable living and entertaining. The family room offers a cozy gathering place, while the adjoining kitchen and dining areas welcome family and friends. The spacious kitchen features abundant cabinetry, generous counter space, a center island with breakfast bar seating, and a convenient pass-through to the dining room. A large window above the sink frames lovely backyard garden views. Generously sized bedrooms offer versatility for guests, a home office or personal retreat. The primary suite features a walk-in closet and an updated bathroom with dual sinks and a walk-in shower. A second updated bathroom also features a walk-in shower. The beautiful Saltillo-tiled patio invites alfresco dining, morning coffee and relaxing afternoons in the shade. A mature orange tree offers welcome shade and delicious seasonal fruit, while thoughtfully landscaped grounds create a picturesque setting for gardening, recreation and enjoying Arizona's beautiful weather. Additional highlights include dual-pane windows and an RV gate for convenient access. Nestled among attractive, upscale homes in a highly desirable North Phoenix neighborhood, this property enjoys an exceptional location. An impressive selection of restaurants, neighborhood cafés, shopping and everyday conveniences is just minutes away. Within walking distance, Lookout Mtn Preserve offers an extensive network of scenic desert trails for hiking and mountain biking amid breathtaking Sonoran Desert scenery. Easy access to major transportation routes adds to the convenience of this sought-after location. Rich in character and surrounded by natural beauty, this home offers an exceptional blend of comfort, convenience and relaxed Arizona living.

2930 E Acoma Drive E, Phoenix

$439,000

2 Beds ⋅ 2 Baths ⋅ 7092970 MLS ⋅ 1,454 SqFt. ⋅ 85086 Zip Code

Welcome to easy living in gated Anthem Country Club! This beautifully updated single-level home offers 2 bedrooms, 2 baths + a versatile den/office in a bright, open 1,454 SF floor plan. Nearly $39K in recent improvements were thoughtfully completed by owners who intended this as their own second home. Updates include a brand-new A/C, new stainless appliances, granite in the kitchen, baths & laundry, new carpet, fixtures, lighting, paint, R/O system & window treatments. Enjoy a beautifully improved backyard with artificial turf, paver patio, added trees & landscaping. Split primary suite & 2-car garage. Outstanding Country Club amenities include 2 championship 18-hole golf courses, 2 clubhouses with pools, dining & entertainment areas, plus fitness facilities. Move-in ready! Step outside and enjoy a beautifully improved backyard featuring artificial turf, an inviting paver patio, added trees, shrubs and landscaping. Designed for low-maintenance Arizona living, this private outdoor space offers plenty of room for relaxing, entertaining or simply enjoying the sunshine. Inside, the open-concept living area flows naturally into the kitchen, where abundant cabinetry, extensive granite countertops, stainless steel appliances and a generous breakfast bar create a comfortable gathering space. The split-bedroom floor plan provides privacy for owners and guests, while the separate den/office offers flexibility for working from home, hobbies or additional guest space. The primary suite includes a private bath with dual vanities, granite countertops and separate shower. Granite also carries through to the guest bath and laundry room, giving the home a cohesive, updated feel. A 2-car garage completes the practical, easy-living floor plan. What makes this home particularly appealing is the story behind the improvements. The owners purchased the property with the intention of enjoying it as their own second home and made the improvements for themselves. The upgrades were selected with comfort, quality and long-term enjoyment in mind. Their plans ultimately changed, creating an opportunity for the next owner to enjoy a home where much of the work--and many of the major expenses--have already been taken care of. And then there's the Anthem Country Club lifestyle. Outstanding amenities include 2 championship 18-hole golf courses, 2 clubhouses with pools, dining and entertainment facilities, plus fitness facilities--all within this gated and guarded community. Whether you're looking for a full-time residence, seasonal Arizona retreat or lock-and-leave second home, this property offers an appealing combination of recent improvements, low-maintenance outdoor living and exceptional community amenities. Nearly $39,000 in recent improvements, thoughtfully completed for the owners' own enjoyment. Their change of plans could be your opportunity. Move-in ready and waiting for its next owner!

40138 N Bell Meadow Court, Phoenix

$525,000

5 Beds ⋅ 4 Baths ⋅ 7092917 MLS ⋅ 2,547 SqFt. ⋅ 85013 Zip Code

Rare Turnkey Gem in the Heart of Melrose! Welcome to 913 W Mariposa St, a beautifully maintained 2,547 sq. ft. two-story home offering exceptional space, flexibility and personality. Previously configured for group living, the property is now offered as a spacious single-family residence with a uniquely versatile floor plan. The open-concept main level features generous living and gathering areas, along with a spacious kitchen with double-tier island, abundant cabinetry and modern appliances. Upstairs offers multiple bedrooms, full baths and a large flex/office area ideal for work, study, guests or creative space. Outside, enjoy a private, low-maintenance backyard with synthetic turf, an extended paver courtyard, covered patio, block privacy walls, a two-car garage and additional storage And then there's the Melrose lifestyle. Colorful, eclectic, creative and full of personality, the Melrose District is known for its vintage and mid-century shops, antique showrooms, locally owned boutiques, cafes, restaurants and independent businesses along the iconic Melrose Curve. The neighborhood's welcoming character, distinctive style and strong sense of community give it an energy that is uniquely Melrose. The property also benefits from a Walk Score of 57, Transit Score of 55, and nearby neighborhood Bike Score of 73, adding to the convenience of enjoying local shopping, dining, parks and neighborhood amenities. Spacious. Flexible. Move-in ready. And very Melrose.

913 W Mariposa Street, Phoenix

$650,000

4 Beds ⋅ 2 Baths ⋅ 7092800 MLS ⋅ 2,050 SqFt. ⋅ 85045 Zip Code

INTERIOR AND EXTERIOR HAVE BEEN FRESLY PAINTED Home has perfect floor plan w/ large open living area w/ slate & hard wood floors, double door office/fourth bedroom. Kitchen features large granite breakfast bar, newer raised panel dove tail drawer cabinets & glass tile back splash & stainless steel appliances. All open to family room w/ fireplace & views of oversized covered patio & diving pool, built In spa. Entire home has natural slate tile flooring and vaulted ceilings through out. Three car garage has incredible built in cabinets and plenty of space for vehicles & toys. Roof and HVAC are newer for ease of future comfort. Home Is Incredible & quietly located In the Foothills Club West w/ easy access to freeway travel. Home backs to old Club West Golf Course on double fairway

537 W Mountain Vista Drive, Phoenix

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Phoenix Homes with Cash to Loan New Financing

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