Sun Lakes Homes with Cash New Financing

Sun Lakes Homes with Cash New Financing

Welcome to Sun Lakes, Arizona—a vibrant community nestled in the heart of Maricopa County. This charming oasis is renowned for its picturesque landscapes, sunny weather, and a lifestyle that perfectly blends relaxation with recreation. Sun Lakes is not just a place to live; it’s a lifestyle choice that offers residents a welcoming atmosphere, complete with a rich tapestry of amenities and activities for all ages.

With its carefully planned neighborhoods, Sun Lakes boasts a variety of homes that cater to diverse preferences and budgets. Whether you're looking for a cozy retirement retreat or a spacious family home, the real estate options here are as varied as the stunning Arizona sunsets. One of the standout features of the housing market in Sun Lakes is the availability of homes with cash new financing options. This flexible financing approach opens the door for many prospective buyers, allowing them to secure their dream home without the constraints of traditional lending.

Residents of Sun Lakes enjoy a plethora of recreational facilities, including golf courses, swimming pools, and clubhouses that host a myriad of social events. The community’s active lifestyle is complemented by beautiful parks and walking trails, perfect for those who appreciate the great outdoors. With a strong sense of community and a calendar full of events, Sun Lakes is not just a place to live; it's a place to thrive.

Explore the possibilities in Sun Lakes, where the warmth of the Arizona sun meets the comfort of a close-knit community. Your dream home awaits!

Newest Sun Lakes Homes with Cash New Financing

$390,000
3 Beds ⋅ 3 Baths ⋅ 7063109 MLS ⋅ 2,045 SqFt. ⋅ 85248 Zip Code
Discover a spacious and versatile 3-bedroom, 3-bath home in Sun Lakes with abundant closet space and multiple living areas. The main level includes a primary suite with two walk-in closets and a second ensuite bedroom with a private bath and bay window. Upstairs, a third bedroom, full bath and loft offer flexible space for guests, an office or hobbies. Vaulted ceilings and skylights enhance the living room, family room, game area and Arizona room. Improvements include a Trane HVAC installed October 2025, tile roof underlayment replaced with a five-year warranty beginning November 2025, a 2021 water heater and updated flooring in the additions. An oversized two-car garage provides additional storage. Located on an interior street approximately two blocks from the clubhouse.

9334 E Olive Lane N, Sun Lakes
$490,000
3 Beds ⋅ 2 Baths ⋅ 7062755 MLS ⋅ 1,861 SqFt. ⋅ 85248 Zip Code
Experience Effortless Living in this Beautifully Remodeled, Move-In -Ready Home! Thoughtfully Redesigned With An Open-Concept Floor Plan, This Home Offers Bright, Inviting Spaces Ideal For Entertainment Or Simply Relaxing. Extensive Updates Include A New HVAC System With All New Ductwork, Water Heater, Dual Pane Windows, Exterior Elegant Doors, Fresh Interior and Exterior Paint,Luxury Flooring Throughout, And A Convenient Indoor Laundry Room Relocated From The Garage.The Stunning Kitchen Features New Custom Cabinetry ,Elegant Quartz Countertops, and Modern Finishes, While The Beautifully Remodeled Bathrooms Add A Touch Of Luxury. Every Upgrade Was Completed With Quality And Comfort in Mind, Allowing You To Enjoy A Low-Maintenance Lifestyle From Day One.

25408 S Kansas Avenue, Sun Lakes
$379,999
3 Beds ⋅ 2 Baths ⋅ 7062642 MLS ⋅ 1,672 SqFt. ⋅ 85248 Zip Code
Welcome to this beautifully maintained home in Cottonwood, an Active Adult Community in Sun Lakes, offering 3 bedrooms and 2 bathrooms. The home is light and bright throughout, with carpet and tile flooring and golf course views right from the interior. Owned solar adds long-term value, and each bedroom offers sliding door access to the outside. The primary suite includes a spacious ensuite bathroom with dual vanities and a glass shower, while the additional bedrooms offer flexibility for guests or hobby space. The second bathroom has been finished with dual vanities, an LED-lit mirror, floor-to-ceiling tile,, and a rainhead shower with a built-in seat. Outside, the covered patio overlooks the golf course at Cottonwood Country Club, framed by lush green lawns. A 2-car garage offers additional space for vehicles, a golf cart, or storage. Just moments from the clubhouse, residents enjoy access to golf, tennis, pickleball, and a workout facility! Conveniently located near Bashas', Walgreens, Valley Ace Hardware, restaurants, medical facilities and more!

10014 E Michigan Avenue, Sun Lakes
$419,900
2 Beds ⋅ 2 Baths ⋅ 7062077 MLS ⋅ 1,323 SqFt. ⋅ 85248 Zip Code
HIGHLY UPGRADED N/S EXPOSURE SINGLE LEVEL HOME IN THE IRONWOOD GATED COMMUNITY OF SUN LAKES. THE BACKYARD PARADISE IS PERFECT FOR ENTERTAINING AND HAS AN OVERSIZED PATIO WITH PERGOLA ROOF EXTENSION, BRICK PAVER FLOORING, OUTDOOR KITCHEN WITH BUILT IN BBQ AND REFRIGERATOR. THE HUGE YARD HAS A PUTTING GREEN. THIS HOME HAS AN OPEN FLOORPLAN WITH NO INTERIOR STEPS, HAS VAULTED CEILINGS, AND NEWER FLOORING. THE KITCHEN HAS SOFT CLOSE CABINETS WITH CROWN MOULDING, QUARTZ COUNTERTOPS. THE MASTER BATH HAS WALK-IN GLASS SHOWER WITH HANDRAIL, DUAL SINK VANITY AND WALK-IN CLOSET. THE 2-CAR GARAGE HAS BUILT-IN CABINETS AND EPOXY FLOORING. AGENT RELATED TO THE SELLER AND IS CO-EXECUTOR OF THE ESTATE WITH SIBLING. THE COMMUNITY HAS HEATED POOL/SPA, CLUBHOUSE/RECROOM, WORKOUT FACILITY, TENNIS COURTS, OPTIONAL COUNTRY CLUB MEMBERSHIP & GOLF COURSE. ALL PERSONAL PROPERTY FOR SALE EXEPT THE FORMAL DINING TABLE AND CHAIRS

10532 E Coopers Hawk Drive, Sun Lakes
$495,900
2 Beds ⋅ 2 Baths ⋅ 7061845 MLS ⋅ 1,922 SqFt. ⋅ 85248 Zip Code
Gorgeous home in the beautiful community of Cottonwood in Sun Lakes. Spacious and bright great room. Kitchen with granite counter tops and stainless steel appliances. Owner's suite is large with walk in closet plus reach in closet. Owner's bathroom has double vanity with granite countertops and separate tub/shower. Guest bedroom has attached bathroom. Beautiful resort style backyard with two covered patios, outdoor shower and play pool with Baja step. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

26213 S Eastlake Drive, Sun Lakes
$430,000
2 Beds ⋅ 2 Baths ⋅ 7061545 MLS ⋅ 1,997 SqFt. ⋅ 85248 Zip Code
This home offers great features split bedroooms for privacy, a large den, open kitchen and family room. The master suite is spacious and has extra closet space. The oversized covered patio is perfect for entertaining and enjoying the evening with friends. And, you will enjoy a courtyard storage room with golf cart conversion potential. Enjoy all the amenities of IronOaks with tennis, golf, pools, restaurants, entertainment, fitness, pickball, arts and crafts, and much more!

8907 E Sunridge Drive, Sun Lakes
$650,000
3 Beds ⋅ 2 Baths ⋅ 7061407 MLS ⋅ 2,173 SqFt. ⋅ 85248 Zip Code
New roof, new HVAC system, and new water heater provide exceptional peace of mind in this beautifully updated Palacia model located in the gated Oakwood community of Sun Lakes. Designed with today's active adult in mind, this thoughtfully renovated home features soaring vaulted ceilings, abundant natural light, a spacious 3-bedroom plus den floorplan, and an extended garage offering valuable storage and workspace. Recent improvements include luxury vinyl plank flooring throughout, quartz countertops, custom cabinetry, new appliances, a gas range with a custom hood, a convenient built-in bottle refrigerator, beautifully remodeled bathrooms, fresh interior and exterior paint, and a striking fireplace that anchors the spacious living area. Thoughtful updates make this home move-in ready. The versatile den provides the flexibility to serve as a home office, hobby room, or additional guest space, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. Step outside to the expansive covered patio, complete with a built-in natural gas connection for effortless grilling and outdoor entertaining. Backing to a peaceful walking path, the low-maintenance backyard offers a quiet and private setting to relax while enjoying convenient access to the community's scenic trails. Located within the highly sought-after IronOaks community, residents enjoy access to 45 holes of championship golf, tennis, pickleball, fitness centers, resort-style pools, dining venues, walking paths, and an endless variety of clubs, activities, and social events. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional home offers the carefree lifestyle that has made Sun Lakes one of Arizona's premier active-adult communities.

9430 E Nacoma Drive, Sun Lakes
$375,000
2 Beds ⋅ 2 Baths ⋅ 7061368 MLS ⋅ 1,661 SqFt. ⋅ 85248 Zip Code
Charming single-story home in Sun Lakes! Offering 2 bedrooms, 2 bathrooms & a 2-car garage, this gem blends convenience and comfort. Inside, you'll find inviting living areas ready to bring you joy, boasting tile floors, vaulted ceilings for a feeling of openness, plenty of natural light, and a soothing palette that makes you want to stay. Whip up your signature dishes in the well-appointed kitchen, displaying oak cabinetry, ample counter space, and built-in appliances. Spacious den perfect for an office. The primary retreat hosts a bathroom with double sinks, a private exit, and a practical walk-in closet. Enjoy weekend grills and peaceful evenings in the backyard, complete with a covered patio ideal for morning coffee and ample space for outdoor fun! Enjoy the resort-style lifestyle of Cottonwood Palo Verde at Sun Lakes, featuring golf, swimming pools, fitness centers, pickleball, tennis, scenic lakes, walking paths, dining and a wide variety of clubs and social activities. There is always something to enjoy in this vibrant active-adult community!

25802 S Howard Drive, Sun Lakes
$214,900
2 Beds ⋅ 2 Baths ⋅ 7061309 MLS ⋅ 1,052 SqFt. ⋅ 85248 Zip Code
Ready for your Arizona getaway? This beautifully updated 2-bedroom, 2-bath home in the active adult community of Sun Lakes is move-in ready! Enjoy new flooring, fresh interior and exterior paint, a new roof, finished Arizona room, new front windows, updated bathrooms, drywalled ceilings, and new window treatments. The spacious, fully fenced backyard features new pavers and turf--perfect for relaxing or bringing your dog. Enjoy access to 5 clubhouses, restaurants, golf courses, heated pools, a fitness center, tennis, pickleball, concerts, clubs, and endless social activities. Escape the winter and experience the resort-style lifestyle Sun Lakes is known for!

9045 E Sun Lakes Boulevard N, Sun Lakes
$399,990
3 Beds ⋅ 2 Baths ⋅ 7060967 MLS ⋅ 1,248 SqFt. ⋅ 85248 Zip Code
Embrace the perfect blend of convenience & everyday comfort in this charming corner lot home! Tastefully renewed interior boasts tile flooring, fresh paint, ceiling fans, & stylish light fixtures. Inviting open floor plan bathed in natural light offers a seamless flow between the living spaces & the back patio, w/sliding glass doors that enhance the indoor-outdoor living experience. Upgraded kitchen features SS appliances, crisp white cabinets, a breakfast bar, & quartz counters. Sizable main bedroom is complete w/outdoor access, plush carpet, & a pristine ensuite w/a floor-to-ceiling tiled shower. Continue to the spacious backyard, where covered patios create the ideal setting for outdoor dining, entertaining, or simply unwinding. Don't miss your chance to own this move-in-ready gem!

26621 S Shumaker Drive, Sun Lakes
$365,000
2 Beds ⋅ 2 Baths ⋅ 7060904 MLS ⋅ 1,584 SqFt. ⋅ 85248 Zip Code
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes
$519,000
3 Beds ⋅ 2 Baths ⋅ 7060853 MLS ⋅ 1,823 SqFt. ⋅ 85248 Zip Code
This lovely updated Alameda floor plan is in Sun Lakes's Cottonwood. Walk through the double doors into the spacious open floor plan featuring the living room and formal dining room. The living room is spacious and has a cozy fireplace. Kitchen features plenty of cabinetry, granite counter tops, stainless steel appliances, and breakfast bar. Off the kitchen is a large walk-in pantry. 3 Bedrooms and 2 baths. The primary suite is spacious with en suite updated bathroom- tiled shower, double sinks. 2 guest bedrooms and updated guest bathroom. The home features plantation shutters, newer flooring, vinyl windows, and roof. Spacious laundry room with cabinets. 2 car garage features plenty of storage. Enjoy entertaining on the back patio. A MUST SEE!

10414 E Flintlock Drive, Sun Lakes
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