Sun Lakes Homes with FHA New Financing

Welcome to Sun Lakes, Arizona—a vibrant and welcoming community nestled in the heart of Maricopa County. Known for its picturesque landscapes and sunny skies, Sun Lakes offers a unique blend of relaxation and recreation, making it an ideal place for those seeking a serene lifestyle with plenty of amenities. With its stunning golf courses, sparkling lakes, and lush parks, residents can enjoy outdoor activities year-round, while the close-knit community fosters a warm and friendly atmosphere.

Sun Lakes is not just about beautiful scenery; it’s also a hub for social activities and cultural engagement. With a variety of clubs, fitness centers, and community events, there’s always something happening to keep you active and connected. Whether you’re a golf enthusiast, a nature lover, or someone who enjoys arts and crafts, there’s a place for you here.

For those considering a move to this charming community, you’ll be pleased to know that many homes in Sun Lakes are eligible for FHA financing. This means you can take advantage of more accessible financing options, making your dream of homeownership within reach. The homes here range from cozy retreats to spacious residences, providing a variety of choices to suit different lifestyles and budgets.

Experience the beauty and community spirit of Sun Lakes, Arizona. Whether you’re looking for a seasonal getaway or a permanent residence, this delightful city has everything you need to create lasting memories and enjoy a fulfilling lifestyle. Come and discover your new home in Sun Lakes today!

Newest Sun Lakes Homes with FHA New Financing

$405,000

2 Beds ⋅ 2 Baths ⋅ 7096445 MLS ⋅ 1,730 SqFt. ⋅ 85248 Zip Code

Completely remodeled and professionally designed, this beautiful home in the desirable Sun Lakes Cottonwood Country Club community offers 1,730 square feet of thoughtfully designed living space, a 3-car garage, and an exceptional Arizona lifestyle! Wood-look flooring flows throughout the open layout, creating an inviting setting for everyday living and entertaining. The beautifully remodeled kitchen features upgraded cabinetry, quartz countertops, a custom backsplash, and an oversized contrasting island with abundant prep space and storage overlooking the spacious great room. The primary bedroom includes an extended area ideal for a home office or flex space, while the primary bathroom offers dual sinks and vanities with natural light from an overhead skylight. East- and south-facing covered patios provide inviting settings for morning coffee, outdoor dining, or relaxing with friends, surrounded by citrus trees and low-maintenance desert landscaping. Improvements include a resurfaced roof and exterior paint completed approximately two years ago, plus an AC replacement in December 2019. Enjoy the vibrant Cottonwood Palo Verde lifestyle with golf, heated pools and spas, a fitness activity center, tennis, pickleball, and scenic walking paths. Meet friends at Cottonwood Bar & Grill, enjoy live entertainment and dancing, or explore arts and crafts, cards, billiards, and a wide variety of resident clubs and social gatherings. Whether you're seeking a seasonal retreat or a full-time residence, this beautifully updated home offers comfort, connection, and endless ways to enjoy life!

9613 E Cedarwood Drive, Sun Lakes

$479,900

2 Beds ⋅ 2 Baths ⋅ 7095997 MLS ⋅ 1,672 SqFt. ⋅ 85248 Zip Code

You will love the location of this 2 bed, 2 bath home that is just blocks away from the Cottonwood Palo Verde Rec Center in the sought out 55+ adult community of Sun Lakes! At 1672 sq ft, the spacious home offers an open floor plan with inviting neutral colors & tile flooring in the main living areas. The kitchen features recessed lighting, ample cabinets w/ granite countertops, a breakfast bar, an eat in area, & SS appliances! The sliding door to the covered patio allows for easy access to indoor outdoor living & entertaining! The formal dining area is the perfect place for hosting with room for a large dining table & multiple windows to bring in lots of natural light! The master bedroom boasts a large sitting area, a walk-in closet, dual vanities in the en-suite & a step in tile shower! The generous sized guest bedroom features an en-suite with a large vanity & a tub/shower combo. The well thought out layout includes multiple cabinets and closets for linens & storage, a full sized laundry area with room for a desk, and direct entry from the 2 car garage that has a storage room and built-in cabinets! The home is completed with a large covered back patio perfect for entertaining, enjoying a quiet morning coffee or an evening sunset!

25836 S Dartford Drive, Sun Lakes

$249,900

2 Beds ⋅ 2 Baths ⋅ 7095830 MLS ⋅ 1,450 SqFt. ⋅ 85248 Zip Code

Charming Sun Lakes Living! Welcome home to the highly desirable active adult community of Sun Lakes, where resort-style living meets small-town charm! This super cute 2-bedroom, 2-bath home offers a warm and inviting atmosphere with beautiful quartz countertops, newer carpeting, and a finished Arizona room that provides additional space for relaxing, entertaining, or enjoying your morning coffee. Desirable north/south exposure adds to the appeal of this delightful home. Enjoy the Sun Lakes lifestyle with access to golf, swimming pools, fitness centers, pickleball, tennis, dining, social clubs, and endless opportunities to stay active and connected. Whether you're looking for a full-time residence or a seasonal Arizona retreat, this charming home is move-in-ready!

9417 E Olive Lane S, Sun Lakes

$295,000

2 Beds ⋅ 2 Baths ⋅ 7095474 MLS ⋅ 1,224 SqFt. ⋅ 85248 Zip Code

Welcome to desirable Sun Lakes, a vibrant 55+ community offering resort-style living! Priced at just $295,000, this inviting 2-bed, 2-ba territorial style home features a spacious yard, private portico entryway, wraparound porch, 2 car garage, and mature, fruit-producing trees. Recent improvements include a new HVAC (2026), newer water heater, irrigation system and recently resealed roof. While the home may benefit from some cosmetic updates, that's part of its charm--an opportunity to make it uniquely yours! Community amenities include golf, swimming pools, fitness centers, walking trails, pickleball, tennis, and more. An exceptional opportunity to enjoy the Sun Lakes lifestyle at an affordable price.

10309 E Navajo Place, Sun Lakes

$725,000

2 Beds ⋅ 3 Baths ⋅ 7094972 MLS ⋅ 2,618 SqFt. ⋅ 85248 Zip Code

Welcome to resort-style living in guard-gated Oakwood at Sun Lakes! This beautifully maintained Borgata model features an exceptionally spacious, light-filled floor plan, soaring vaulted ceilings, and generous rooms throughout. Formal living and dining areas complement an expansive great room connecting the kitchen, family room, and casual dining area. The oversized primary suite offers a private sitting area, jetted tub, and large walk-in closet. Relax or entertain in the low-maintenance backyard with a covered patio, gas fireplace, and fountain. Solar electric and solar hot water add energy-saving appeal. A large den with built-in bookcases provides flexible space for an office or hobbies. An oversized 2.5-car garage includes a dedicated golf cart bay and storage cabinets. Additional features include an electric vehicle charging station, plantation shutters on most windows, a convenient powder room, indoor laundry, a wet bar, and a water softener. The thoughtfully designed floor plan offers exceptional flexibility for entertaining guests, relaxing, or simply enjoying everyday comfort. Located just minutes from the beautiful Oakwood Country Club, this home puts the best of the Sun Lakes active-adult lifestyle within easy reach. Enjoy championship golf, swimming pools, tennis, fitness facilities, dining, scenic walking paths, social clubs, arts and crafts, and a full calendar of community activities. With its generous living spaces, inviting indoor and outdoor entertaining areas, energy-efficient solar features, and beautifully maintained condition, this exceptional Borgata model offers the perfect opportunity to enjoy everything Sun Lakes has to offer!

23606 S Emerald Court, Sun Lakes

$235,000

3 Beds ⋅ 2 Baths ⋅ 7094939 MLS ⋅ 1,558 SqFt. ⋅ 85248 Zip Code

Discover the comfort and convenience of this inviting manufactured home in desirable Sun Lakes, Arizona. Featuring a spacious 3-bedroom, 2-bathroom split floor plan, this home offers added privacy with the primary bedroom separated from the secondary bedrooms. The functional layout provides comfortable living spaces, making it ideal for full-time living or a seasonal Arizona retreat. Enjoy the relaxed Sun Lakes lifestyle, with opportunities to enjoy community amenities, recreation, pickleball, golf and the beautiful Arizona sunshine. Don't miss the opportunity to make this home your own!

25424 S Montana Avenue, Sun Lakes

$260,000

3 Beds ⋅ 2 Baths ⋅ 7094614 MLS ⋅ 2,088 SqFt. ⋅ 85248 Zip Code

Golf course living at an affordable price! This 3-bedroom, 2-bath home offers a fantastic golf course location in the active adult community of Sun Lakes. Enjoy a scenic backdrop for your everyday routine, room for guests or a home office, and the convenience of two carports. Whether you're looking for a year-round residence or a seasonal Arizona retreat, this home is an opportunity to enjoy the Sun Lakes lifestyle without stretching your budget. Great location, golf course setting, and outstanding value--make this one your own!

9103 E Fairway Boulevard, Sun Lakes

$488,000

2 Beds ⋅ 2 Baths ⋅ 7093996 MLS ⋅ 1,767 SqFt. ⋅ 85248 Zip Code

Welcome to this lovingly maintained 2 bed, 2 bath home with a coveted 2.5 car garage. In addition to the light and airy living room and dining room, it has a separate family room. The second bedroom includes a high-end murphy bed that is a desk when no guests are visiting. The kitchen has been updated with an enlarged center island with a built-in wine fridge and additional cabinets. The large master bedroom, living room, dining room and family room all look out to the lovely backyard that has an extended patio with pavers. Come join the good life here in Sun Lakes! Multiple golf courses, swimming pools, tennis, pickleball, gym and social clubs. Close to 5 grocery stores, lots of restaurants, shopping and more. Easy freeway access and only 30 minutes to the PHX airport.

10626 E Coopers Hawk Drive, Sun Lakes

$398,900

2 Beds ⋅ 2 Baths ⋅ 7093120 MLS ⋅ 1,384 SqFt. ⋅ 85248 Zip Code

Owner just spent over $75,000 updating and upgrading this stunning Sun Lakes 1 home. New windows, new kitchen with quartz counters and Lazy-Susan cabinet, new stainless appliances, new lighting, new baths including quartz counters, new HVAC, new electrical box, freshly coated roof, new water heater, new drip system, new upgraded carpet and much more. Popular Toltec floor plan is ideal with large great room opening to tiled dining area. That flows to new kitchen with white shaker cabinets and Tranquility Gold quarts counters. Handy office or breakfast room off kitchen. Master features HUGE walk in closet, new vanity, new lighting and mirrors and new tiled shower. Guest bedroom features full wall closet and private bath with tub/shower combo. Peaceful screened porch for lazy mornings.

25633 S Ontario Drive, Sun Lakes

$450,000

2 Beds ⋅ 2 Baths ⋅ 7092871 MLS ⋅ 1,224 SqFt. ⋅ 85248 Zip Code

This beautiful Toltec model has recently been remodeled and updated. All new appliances in this 'one of kind' amazing kitchen. Includes a nearby Coffee Bar. Unique barn doors for the laundry area. Ceramic tile everywhere except for the new carpet in both ensuite bedrooms. Full width covered patio out back and a beautifully tiled side patio with Pergola cover. The unique front entrance also includes Pergola. So many really nice touches that you must come see. Enjoy the exclusivity and safety of this private, gated and guarded community of Palo Verde. Indulge in the Sun Lakes lifestyle with amenities including; clubhouses, restaurants, pro shops, 36 holes of golf, tennis courts, pickleball, bocce ball, racquetball, handball, 5 heated swimming pools, state of the art private fitness center.

25243 S Cloverland Drive, Sun Lakes

$599,000

3 Beds ⋅ 3 Baths ⋅ 7092564 MLS ⋅ 2,622 SqFt. ⋅ 85248 Zip Code

9327 E Arrowvale Drive, Sun Lakes

$799,000

3 Beds ⋅ 3 Baths ⋅ 7092132 MLS ⋅ 2,396 SqFt. ⋅ 85248 Zip Code

DESIRABLE SEDONA w/ CASITA MODEL in the GATED, ADULT COMMUNITY of Ironwood featuring 2023 AC in Main House, 2026 Water Heater, 3 Bedrooms + DEN, 3 Baths, HEATED POOL & SPA, & AMAZING GOLF COURSE VIEWS! The EAT-IN Kitchen features tons of cabinet space, GRANITE COUNTERS, WALK-IN Pantry & Stainless Appliances. The REMODELED Master Suite has double sinks, WALK-IN SHOWER & WALK-IN + REACH-IN CLOSETS. Full Guest Bath & 2nd Bedroom in main house & 3rd Bedroom/Bath in GUEST CASITA w/ Courtyard Entry. Extra storage in the LAUNDRY ROOM & 2-CAR PLUS GOLF CART GARAGE. The EXTENDED COVERED PATIO w/ BUILT-IN BBQ overlooks the POOL/SPA & SPECTACULAR GOLF COURSE VIEW. All of this PLUS Sun Lakes' amenities like: golf, tennis, pickle ball, pools, fitness center, clubs, social activities & restaurants!

5432 S Amberwood Drive, Sun Lakes

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Sun Lakes Homes with FHA New Financing

Newest Sun Lakes Homes with FHA New Financing

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